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Authentification methods

AS LatCard proposes online banking solutions for personal and corporate financial management utilizing cutting edge technologies.

You can get information about all your payment history, accounts, balances, payment cards etc, and make all types of payments and money transfers.

We pay great attention on providing security of remote banking. We propose several methods of access protection:

Authorization mechanism consists of customer identification using user number, user password and authentication code generated with one-time password dongle or with LatCard's mobile application.

LatCard’s mobile authentificator - LatCard MOTP

LatCard MOTP (LatCard's mobile one-time password) is a one-time password generator application that is required for two-factor authentication in LatCard's online-banking.

For one-time password generation LatCard application uses unique hardware number persisted in your mobile device, PIN-code (chosen by user) and current time.

LatCard MOTP, requires from your mobile device an internet connection.

 LatCard mobile authenticator user guide (LatCard MOTP).

One-time password dongle – OTP c200

For user convenience and as an additional security measure AS LatCard proposes for its clients to use the one-time password dongle – OTP c200, separate hardware security device. User can use this security device the same way LatCard's mobile application (LatCard MOTP).

While working with the system, the program will ask user the code on the LCD-display of the one-time password dongle to confirm the operation.

 One-time password dongle user guide (OTP c200).


To prevent unauthorized online banking access never tell your user number and password to any third party.

For the first online banking system login, LatCard sends user temporary password. User must change this password for a permanent one after first successful system entrance. As an additional security measure online banking system will periodically ask user to change password.

If you have any troubles using LatCard MOTP or OTP c200 one-time password generator, please call LatCard user support +371 67312674, or write to an e-mail: support@latcard.lv with your problem description.